If you have a smartphone in your pocket, you have access to apps that can help put money into your wallet. Money-making apps can be the perfect way to add a little breathing room to your budget or save up for a big purchase.

These top-paying apps can be a helpful way to earn extra money easily. Let's take a closer look at these apps that pay you money, so you can get started making extra cash fast!

Top 30 Money-making apps

Luckily, there are many money-making apps ready to help you meet your financial goals. I’ve compiled a list of the absolute best-earning apps. So take a look at the list and try out any that suit your interests.

You might be surprised how quickly you can start bringing in cash with these money-making apps.

1. Rakuten

Rakuten, formerly known as eBates, is a user-friendly cashback app and one of our absolute favorites. When you use Rakuten, you’ll be able to find rewards, coupons, and promo codes. With the Rakuten app, you’ll be able to save on most purchases. Although the dollar amounts can seem small, they add up quickly.

2. Ibotta

Ibotta is another cash-back app that can help you maximize your savings. Every time you go shopping, you can potentially earn cash back through Ibotta.

The app got started with grocery store cashback rewards. But you can earn cash back at a wide range of stores today. This is one of the easiest money-making apps to use!

3. Be Frugal

Be Frugal offers the enticing promise of up to 40% cash back at thousands of stores. As one of the best cashback app options available, you can take advantage of outstanding rewards. Shopping will be more enjoyable with this app available to help you save big!

4. Amazon

You can take the benefits of coupon clipping without worrying about a potential papercut through Amazon’s coupon site. That’s right! Amazon offers coupons on a wide range of products available on the popular site. So, if you already love the convenience of shopping on Amazon, the coupon app offered by Amazon will help you save.

5. Fashionphile

Fashionphile offers a way to earn money from the designer items in your closet. If you have a collection of designer items, then Fashionphile is an effective way to sell these products for cash.

Although the main focus of the company is handbags, they will also accept jewelry, unworn shoes, and some leather goods. If you want to turn your designer bags into cash quickly, Fashionphile is one of the best apps that pay you money for your luxury items.

6. The Real Real

The Real Real is another one of the highest-paying apps that can help you turn your handbags, clothes, shoes, and more into cash.

With this app, you’ll face stricter rules about the type of designers the company will accept. But if you have a designer item in good condition, they are likely to accept it. You'll get paid on a commission structure after your item sells.

7. Swagbucks

Swagbucks offers to pay you for your opinion. With the app, you can take quick surveys whenever you have a few minutes of downtime. Swagbucks offers thousands of paid survey opportunities every single day.

My favorite part about Swagbucks is that I can easily earn in my free time. Whether I’m waiting in line or on the go, I can tackle a quick survey.

The rewards may seem small at first. But I can attest that they can add up quickly. When you are ready, you can receive the funds through PayPal or gift cards to popular stores. Swagbucks is one of the greatest money-making apps to utilize for extra cash.

8. Survey Junkie

Survey Junkie provides another opportunity to get paid for your opinion. Each survey will only take a few minutes and you can earn up to $50 per survey.

Depending on how much time you have available, you can watch your balance rise quickly. When you are ready, you can accept the funds with PayPal or through an Amazon gift card.

9. InboxDollars

InboxDollars is a website that offers cash rewards to users who complete online tasks and fills out surveys. You can use the website or mobile app to build cash rewards with InboxDollars. In your free time, you can use InboxDollars to give your bank account a boost.

10. Paribus

Paribus is an app that can help you save money by keeping track of stores that could potentially owe you money. When you sign up for Paribus, the free service will monitor your purchases for subsequent price drops.

If the app finds a price drop based on your receipt, it will start the process of requesting a refund. I love this app because it requires almost no effort on your part. Once you sign up, Paribus will monitor stores for you and potentially pull in refunds.

11. Capital One Shopping

Capital One Shopping is another money-making app that can help you find better deals. It does this by comparison shopping across the web for items that you are interested in. You won’t have to hunt for comparable prices, Capital One Shopping will take over that part of the shopping process automatically.

Plus, the app will reward you when you shop. When you shop at certain stores, the app will grant you rewards points that can be redeemed for gift cards.

12. MyPoints

MyPoints offers an app that will allow you to accumulate points that can be redeemed for cash or prizes. What makes MyPoints stand out is that it’s been around since 1996 and established a solid reputation.

You can earn points by asking questions, answering surveys, shopping, watching movies, and more. So it's one of the most reputable apps that pay you money!

13. Airbnb

Do you have extra space in your home? Let the Airbnb app help you capitalize on that space. Depending on your home, you could bring in hundreds of dollars each month with the help of this app.

So, why not use this app to start house-hacking for a cheaper place to live? Airbnb is one of the highest-paying apps for anyone that has extra space to rent.

14. Acorns

Since most of us are spending with plastic instead of cash, the idea of saving our spare change can be more challenging. But with the help of Acorns, you can save money easily through the app. Not only will Acorns squirrel away your spare change, but also invest it in a portfolio that is designed to meet your goals.

15. Drop

Drop is another rewards app that will give you points for shopping at your favorite stores. Once you earn points, you can redeem them for gift cards at popular stores. I like Drop because it rewards your personal spending habits. With that, I recommend giving it a try.

16. Sweatcoin

Sweatcoin is a unique money-making app that will pay you for walking. Once you sign up for the app, you’ll earn Sweatcoins. These can be used to buy items such as athletic wear, audiobooks, and more.

Plus, you can donate your Sweatcoins to charities that matter to you. Although you won’t earn cash, this can be a fun way to cover splurge items such as new workout clothes!

17. Mercari

If you have things gathering dust around your house, then Mercari can help you turn that into cash. This is one of the highest-paying apps that can help you sell your items easily. This money-making app will only be useful if you already have things that you want to sell.

18. Mobee

Have you ever wanted to become a secret shopper? I’ve always thought it would be a fun way to earn money. Mobee is a secret shopping app that will pay you for your time. You simply have to answer questions while shopping at your favorite stores.

19. TaskRabbit

TaskRabbit offers the opportunity to earn money for taking care of someone else’s chores. You can find available tasks on the app. With TaskRabbit, you can earn money while getting out of the house. Since you can choose from a variety of tasks plus make tips, it is one of the highest-paying apps you can use.

20. Bookscouter

Bookscouter is one of the best-earning apps that helps you to sell books quickly. If you are an avid reader, Bookscouter can be a great way to turn your used books into cash. Personally, I use this app to clean out my bookcase a few times each year.

21. Decluttr

So, if you have a collection of CDs, DVDs, or games laying around, Declutter can help you turn those items into cash. The streamlined app is easy to use. Plus, you’ll get some unnecessary clutter out of the house. It's one of the most popular apps that pay you money for your unused stuff!

22. Letgo

Letgo is another one of the best-earning apps that can help you eliminate clutter and add to your savings. The app provides a smooth process to get things you don’t need out of your house quickly. So take advantage of using this app while decluttering your home!

23. OfferUp

OfferUp is one of the best money-making apps to sell your stuff on. You can sell your unwanted items locally and make cash quickly. It's as simple as downloading the app, taking pictures, and listing your price.

24. Poshmark

Poshmark is another one of the top-paying apps where you can make money off of your items. Or you can find items to flip, such as clothing, designer bags, decor, and more. This could be a start of a great side-hustle too!

25. StepBet

If you're looking for apps to pay you money to motivate you to get healthy, then StepBet is for you! It's a fitness game where you place a bet on yourself to meet a personal step goal. If you meet your goals you win your bet plus a profit that is split with other players.

26. Lyft

You can work as a driver for Lyft to create an income through the app. If you have a car, Lyft may be willing to work with you. Take a few minutes to fill out the application to find out. However, keep in mind the wear and tear on your car if you go this route.

27. Uber

Uber is another ride-sharing app that offers the opportunity to earn money. Depending on your city, there may be unlimited potential for extra income. Some drivers average around $19 an hour, which is a pretty good wage. So check out the Uber app to learn more and start earning cash!

28. Turo

Turo is one of the best top paying apps that require less work. You can actually rent out your car for cash. In fact, the average annual income for one car is over $10,000! So, if you are now working from home and don't need to use your car as much why not rent it out for some side money?

29. Fat Llama

Speaking of renting stuff out, Fat Llama is one of the best-earning apps to rent out your items! That's right, you can literally rent out items such as tools, electronics, sporting equipment, and more. So, check out the site and see if there are any items you can rent out to make some quick cash.

30. Foap

If you enjoy taking pictures, then Foap can be a fun way to earn extra money. The app is simple to use. Once you upload your photos, you can earn cash when someone decides to buy them. As a fun creative outlet, this could be a way to create a small income stream from your photography.

Use these money-making apps to make extra cash!

Money-making apps can be a fun way to give your income a noticeable boost. Take a minute to download the apps that caught your eye. Then watch the money add up!

However, you want to make sure you put your money to good use, such as putting it into savings, investments, or paying off debt. So, be sure you make a plan for your extra income so you will be savvy with your net cash flow.

The 30 Best Money-Making Apps of 2022